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Basel IV

The financial world is evolving rapidly — and with Basel IV coming into effect on January 1, 2025, banks are once again facing major regulatory shifts. Want to be fully prepared for the new capital and risk requirements? The Basel IV course by 3Masters gives you and your team a clear, practical overview of the most important changes and how they will impact your organization.

What this course offers:

  • Master the latest Basel IV regulations and understand what’s really changing
  • Explore hybrid bank capital and its role in meeting capital adequacy standards
  • Get a clear summary of Basel I, II, and III to fully grasp the evolution of banking supervision

 

Whether you’re a risk manager, compliance officer, financial analyst, or banking professional, this course gives you the insights and tools to stay compliant, strategic, and ahead of the curve.

While regulators avoid calling it Basel IV, the financial industry knows better — a new wave of regulatory reforms is here. Is your organization ready? With the Basel IV course by 3Masters, you’ll gain a comprehensive understanding of the latest capital requirements and their impact on financial institutions.

Dutch banks and other European lenders must now build up additional reserves — and financial professionals must be equipped to respond with clarity and confidence.

During this course, we dive into the background, objectives, and practical consequences of Basel IV. You’ll explore key updates such as:

✅ The revised calculation of risk-weighted assets (RWA)
✅ Learn everything about the latest legislation and regulations: Basel IV
✅ Discover all about hybrid bank capital
✅ New standards for credit and operational risk
✅ And the implications for capital planning and long-term strategy

Whether you work in risk, compliance, finance, or strategy — this course will ensure you’re not just informed, but ready to act.
During this interactive course, you will gain a thorough understanding of the evolution of Basel regulations and the practical implications of Basel IV for banks and financial institutions.

📌 Basel I–II–III: A brief overview
• The concept of Risk-Weighted Assets (RWA)
• The three types of regulatory capital: CET1, AT1, and Tier 2
• The impact of Basel I on bank capital ratios
• Why Basel III was introduced: lessons from the financial crisis
• Key adjustments to capital requirements under Basel III

📌 Basel IV: The impact on bank Capital Requirements
• The role of the Financial Stability Board and Total Loss Absorbing Capacity (TLAC)
• Why TLAC was introduced and what it aims to achieve
• TLAC’s relationship with other capital requirements
• Strategic options to meet additional Tier capital demands

📌 New capital requirements under Basel IV
• Basel Committee’s proposal on Capital Floors: purpose and impact
• Revisions to the Standardised Approach for Credit Risk

📌 Hybrid bank capital: understanding Additional Tier 1 (AT1)
• Key characteristics of AT1 instruments
• The role of issuers and investors in the AT1 capital market

This course not only equips you with essential technical knowledge but also connects these insights to real-world capital planning, regulatory compliance, and strategic decision-making.
In this interactive course gives you a crucial update on the latest developments from the Basel Committee on Banking Supervision (BCBS) and the Financial Stability Board (FSB). Stay current with the most recent policy proposals and consultation papers — and understand what they mean for your organization.

This course is designed for professionals who need to stay sharp in a fast-moving regulatory landscape. We’ll break down complex updates into practical insights, helping you prepare for what’s next in capital and risk regulation.

✅ Up-to-date insights from the latest BCBS and FSB consultations
✅ Understand the strategic impact of proposed Basel IV measures
✅ Explore hybrid bank capital as a key funding and capital management tool

Ideal for risk managers, compliance professionals, treasury teams, and financial strategists — this course delivers clarity, relevance, and actionable knowledge in just a few hours.

Please contact us today and stay ahead of Basel IV developments with 3Masters.

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Frequently Asked Questions

In Dutch or English.

The trainers at 3Masters work within the field of the training. They are specialists who engage with the training content daily. At 3Masters, we believe it is important that trainers have extensive experience and are enthusiastic about sharing their knowledge with participants.

Together with our trainers, we aim for an optimal trainer-to-participant ratio. Therefore, we work with training groups of approximately 12 participants, ensuring a good balance between experience, knowledge, and skills.

The training sessions can be organized both in-company and virtually. Together with the client, we determine what works best for the participants. Everything is possible, and our trainers are flexible.

The timing of the training will be determined in consultation with the client. Morning, afternoon, and evening sessions are all possible.

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